Goals Before Retirement

How much do I need to invest to reach my goal?

Not every goal waits until 60. Set the amount you need and when you need it — we will work backwards to the monthly investment that gets you there.

Start from a common goal
Your goal
How much do you need?
₹
₹50.00 L — the amount you want in hand on the goal date.
When do you need it?in 10 years
Your current age32 yrs
You will be 42 when this goal comes due.
Annual step-up in investment5%
Raise your monthly investment by this much every year. Set 0% for a flat amount.
Expected rate of return11%
Inflation until the goal date6%
Shows what your goal amount is worth in today’s money.
What it takes
To have ₹50.00 L ready in 10 years, start investing
Starting monthly investment
₹19,136
stepped up 5% every year for 10 years
Total you invest₹28.88 L
Growth earned₹21.12 L
Last year's monthly amount₹29,686
Goal worth in today's money₹27.92 L
Indicative estimate. Returns are not guaranteed and vary with market performance and the scheme you choose.
Corpus growth
How your money compounds towards the goal
Invested
₹28.88 L
Goal amount
₹50.00 L
33
34
35
36
37
38
39
40
41
42
Amount investedGrowthAge in years →
Year by year
Your investment and corpus, every year until the goal
YearAgeMonthlyInvested this yearTotal investedGrowthCorpus
133₹19,136₹2,29,630₹2.30 L₹11,938₹2.42 L
234₹20,093₹2,41,111₹4.71 L₹52,428₹5.23 L
335₹21,097₹2,53,167₹7.24 L₹1.26 L₹8.50 L
436₹22,152₹2,65,825₹9.90 L₹2.38 L₹12.28 L
537₹23,260₹2,79,116₹12.69 L₹3.95 L₹16.64 L
638₹24,423₹2,93,072₹15.62 L₹6.03 L₹21.65 L
739₹25,644₹3,07,726₹18.70 L₹8.69 L₹27.39 L
840₹26,926₹3,23,112₹21.93 L₹12.03 L₹33.96 L
941₹28,272₹3,39,268₹25.32 L₹16.14 L₹41.46 L
1042₹29,686₹3,56,231₹28.88 L₹21.12 L₹50.00 L
Contributions are assumed at the start of each month and compounded monthly at 11% a year.
Know Your Retirement Corpus →
FAQ

Common questions

Any money you will need before you turn 60 — a child’s college fees, a house down payment, a wedding, a career break. These goals have a fixed date, so the plan works backwards from the amount and the deadline instead of forwards from a monthly amount.