1. Introduction
niji.money is a brand fully owned and operated by doLoop Technologies India Pvt. Ltd. (“we”, “our”, or “us”). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you visit our website at niji.money (the “Website”).
niji.money is a registered NPS Pension Agent, operating under the regulatory framework prescribed by the Pension Fund Regulatory and Development Authority (PFRDA).
This Website is currently informational in nature. We do not collect financial data, process payments, or create user accounts at this time.
Disclaimer: Any calculators, tools, or illustrative projections available on this Website are provided for educational and informational purposes only. They do not constitute investment advice, financial planning recommendations, or an offer to buy or sell any financial product. Users are advised to consult a qualified financial advisor before making any investment decisions.
2. Information We Collect
2.1 Information You Provide Voluntarily
If you contact us through a contact form, email, or enquiry submission, we may collect:
- Your name
- Your email address
- Your phone number (if provided)
- The content of your message or enquiry
2.2 Information Collected Automatically
When you visit our Website, certain technical information may be collected automatically, including:
- Your IP address
- Browser type and version
- Operating system
- Pages visited and time spent on each page
- Referring URL (the page you visited before arriving at our Website)
- Date and time of your visit
This information is collected through standard web server logs and analytics tools (such as Google Analytics), and is used solely to understand how visitors use our Website and to improve its content.
3. How We Use Your Information
We use the information we collect for the following purposes:
- To respond to your enquiries or requests
- To improve the content and usability of our Website
- To monitor Website traffic and usage patterns
- To comply with applicable legal obligations
We do not use your personal information for automated decision-making or profiling.
4. Cookies
Our Website may use cookies and similar tracking technologies to enhance your browsing experience. Cookies are small text files stored on your device.
We may use:
- Essential cookies — necessary for the Website to function correctly
- Analytics cookies — to understand how visitors interact with our Website (e.g., Google Analytics)
You can control or disable cookies through your browser settings. Please note that disabling cookies may affect the functionality of the Website.
5. Sharing of Information
We do not sell, rent, or trade your personal information to third parties.
We may share your information only in the following limited circumstances:
- Service providers — third-party vendors who assist us in operating the Website (e.g., hosting, analytics), subject to confidentiality obligations
- Legal requirements — if required to do so by law or in response to valid legal process from competent authorities
- Protection of rights — to protect the rights, property, or safety of niji.money, our users, or the public
6. Data Retention
We retain personal information only for as long as necessary to fulfil the purposes described in this Privacy Policy, or as required by applicable law. Enquiry data is typically retained for up to 12 months, after which it is securely deleted or anonymised.
7. Data Security
We implement reasonable technical and organisational measures to protect your personal information against unauthorised access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
8. Third-Party Links
Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites and encourage you to review their privacy policies independently.
9. Children's Privacy
Our Website is not directed at individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us and we will promptly delete it.
10. Your Rights
As a user, you have the right to:
- Access — request a copy of the personal information we hold about you
- Correction — request that we correct inaccurate or incomplete information
- Deletion — request that we delete your personal information, subject to legal obligations
- Withdrawal of consent — where processing is based on consent, withdraw it at any time
To exercise any of these rights, please contact us at the details provided below.
11. Applicable Law
This Privacy Policy is governed by the laws of India. We process personal data in accordance with applicable Indian data protection laws, including the Digital Personal Data Protection Act, 2023 (DPDPA), as and when its relevant provisions come into effect.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we do, we will revise the “Last updated” date at the top of this page. We encourage you to review this page periodically.
13. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:
This Privacy Policy applies to the informational website only. As niji.money's product evolves and user accounts or financial data processing are introduced, this policy will be updated accordingly.